Basic vs. gross salary
See basic pay separately from housing, transport and other allowances. This distinction matters for end-of-service gratuity.
TALBOARD · UAE PAYROLL TOOLS
UAE Salary Calculator 2026 — Take-Home Pay & Total Compensation
Build a complete UAE salary package in AED. Estimate basic pay, allowances, bonuses, deductions, end-of-service gratuity and employer costs with a live salary preview.
Salary compositionIllustrative example
AED 15,000
BasicHousingOther
✓ Real-time calculations
Free UAE salary breakdown tool
Calculate your UAE salary package instantly
Enter monthly salary components on the left and see a live breakdown on the right. Values are editable and calculations update automatically.
Built for UAE payroll planning
Understand your salary, allowances and benefits
Estimate pay components for employees and employers without mixing up gross salary, basic salary and gratuity.
Monthly and annual view
Switch between monthly and annual salary entry, then compare your total package and estimated take-home pay.
Gratuity projection
Estimate ordinary UAE private-sector expatriate gratuity based on basic salary and eligible length of service.
Frequently asked questions
UAE salary calculator FAQs
How do I calculate my monthly salary in the UAE?
Add monthly basic salary, housing allowance, transport allowance, other fixed allowances and any bonus. Subtract payroll deductions you actually owe to estimate take-home pay.
Is there income tax on employee salaries in the UAE?
The UAE does not generally levy personal income tax on individuals' employment salaries. Other deductions or overseas tax obligations can still apply depending on your circumstances.
What is the difference between basic salary and gross salary?
Basic salary is the contracted basic wage. Gross salary includes basic pay plus allowances and additional earnings. Ordinary private-sector expatriate gratuity is calculated from basic salary, not gross salary.
How is UAE end-of-service gratuity calculated?
For a standard full-time expatriate private-sector employee eligible under the ordinary system, gratuity is based on 21 days of basic wage per year for the first five years and 30 days per year afterward. It is generally unavailable before one year of continuous service and is capped at two years of basic wage. Unpaid absence is excluded.
Does the UAE have employee pension deductions?
Ordinary expatriate employees generally do not participate in a UAE pension scheme. UAE and eligible GCC nationals may have mandatory social insurance contributions, which are not calculated in this tool.
What is ILOE unemployment insurance?
ILOE is an unemployment insurance scheme for eligible workers. The standard premium is AED 5 per month for basic salaries up to AED 16,000 and AED 10 above that threshold, plus VAT. It is typically a separate worker subscription.
Can I download a UAE salary calculation PDF?
Yes. Click “Download / Save PDF” to open your browser’s print dialog and select Save as PDF. The generated print layout includes the salary breakdown and gratuity estimate.
Can employers use this calculator for payroll planning?
Yes, for indicative salary package planning. Actual payroll must also account for contractual terms, eligibility, leave, employer obligations and applicable jurisdiction-specific requirements.
References: UAE Government – End-of-service benefits · UAE Government – Personal income tax · ILOE scheme
UAE salary guide · 2026
How to calculate UAE take-home salary in Dubai, Abu Dhabi and across the Emirates
Use the same salary breakdown approach for employment offers in Dubai, Abu Dhabi, Sharjah and the other Emirates. Enter your basic pay and allowances, then subtract any deductions that apply to you.
UAE take-home salary formula
Monthly gross pay = basic salary + housing + transport + other allowances + monthly bonus.
Estimated take-home pay = gross pay − user-entered deductions − optional ILOE budgeting amount. For most expatriate employees, UAE personal income tax on salary is AED 0.
The calculator does not automatically deduct UAE/GCC national pension contributions or every employer-specific deduction.
Example: AED 15,000 monthly salary
Basic salaryAED 9,000
Housing allowanceAED 3,750
Transport allowanceAED 1,500
Other allowancesAED 750
Gross monthly salaryAED 15,000
With no other deductions or optional ILOE budget, the estimated take-home salary is AED 15,000 per month, or AED 180,000 per year.
How is UAE gratuity estimated?
For eligible expatriate private-sector employees under the ordinary end-of-service scheme, the standard calculation uses 21 days of basic wage per year for the first five years and 30 days per year thereafter, subject to eligibility, exclusions and a cap of two years of basic wage. This is based on basic salary, not the full package.
Alternative savings schemes, domestic worker rules, free-zone arrangements and specific contract situations can differ. Verify your actual entitlement with the employer and official guidance.
Compare a UAE salary offer accurately
When comparing job offers or payroll platforms, examine basic pay, fixed allowances, variable incentives, employee deductions, insurance, annual flight benefits, visa-related employer costs, and whether end-of-service benefits use the ordinary or an alternative scheme.
TalBoard's calculator estimates package amounts; it is not a substitute for a compliant payroll system or a personalized legal opinion.
Official references: UAE Government — End-of-service benefits ↗ · UAE Government — Taxation ↗ · ILOE scheme ↗
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